Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

12848 Autumn Leaves

Victorville, CA, 92395

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$569,900

MLS: CV26047687

Beds

5

Baths

4

Sq Ft

2,934

Lot

0.46 ac

Year Built

1986

MLS #

CV26047687

Days on Market

3

Listed

Mar 5, 2026

Description

Stunning home in the highly sought-after Spring Valley Lake community of Victorville — exceptional location with lake views, private golf country club, community park, and easy access to Victor Valley College (5 minutes). This spacious residence offers 2,934 sq ft of living space on a generous 20,000 sq ft lot, beautifully combining indoor comfort with outdoor potential. Enjoy a large, well-appointed kitchen ideal for entertaining, plus paid-off solar panels for lower utility costs. Two primary suites each feature private full bathrooms and walk-in closets, providing flexible multi-generational or guest-friendly living. The neighborhood’s serene, resort-like setting and strong community amenities make this an outstanding find — schedule a showing today.

Location

Victorville, San Bernardino County, CA 92395

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Listed by: Rene Rodriguez · THE IVRI GROUP, INC.

Payment estimate

$4,259

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $56,990 · Loan: $512,910

%
Principal & Interest
$3,151
Property tax (1.25%)
$594
Homeowners insurance
$300
Mortgage insurance
$214
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $19,947 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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