12896 Emerald Bay Court
Yucaipa, CA, 92399
$574,900
MLS: IG26042937
Beds
3
Baths
3
Sq Ft
1,809
Lot
0.17 ac
Year Built
2001
MLS #
IG26042937
Days on Market
42
Listed
Mar 9, 2026
Description
PRICE IMPROVEMENT! Welcome to this BEAUTIFULLY UPDATED HOME ideally situated on a corner lot and on a CUL-DE-SAC with NO HOA. With high ceilings and abundant natural light, the home offers a bright and inviting atmosphere from the moment you step inside. The main level features both a living room with high ceilings and a family room, connected by a striking see-through fireplace that creates warmth and character throughout the space. The kitchen has quartz countertops and a refrigerator that stays with the property if needed. Downstairs a guest bathroom, indoor laundry room, and direct access to the two-car garage add everyday convenience. Upstairs, all bedrooms are thoughtfully located, including the spacious primary suite with a double-door entry tucked down the hall. The primary bath suite offers dual sinks, large mirrors, and generous counter and cabinet space. The upstairs guest bathroom between the two guest rooms has been beautifully updated with a new deep tub and classic white subway tile shower. The upstairs hallway provides a large linen closet and boasts an amazing view of the downstairs living room. Step outside to the backyard with a patio cover, and orange and peach fruit trees, providing a great setting for relaxing, entertaining, or enjoying the outdoors. The back yard has a gas hookup for a fire pit and the water heater is less than a year old. Positioned perfectly to take in Yucaipa’s beautiful sunsets, this home offers both comfort and desirability in this cul-de-sac neighborhood.
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: Sandie Robinson · CENTURY 21 LOIS LAUER REALTY
Payment estimate
$4,293
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,490 · Loan: $517,410
- Principal & Interest
- $3,179
- Property tax (1.25%)
- $599
- Homeowners insurance
- $300
- Mortgage insurance
- $216
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $20,122 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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