12918 Charlwood
Cerritos, CA, 90703
$1,899,000
MLS: RS26122456
Beds
4
Baths
4
Sq Ft
3,019
Lot
0.14 ac
Year Built
1986
MLS #
RS26122456
Days on Market
7
Listed
Jun 5, 2026
Description
Stunning 4 bedroom, 4 bathroom, 3,019 sq ft two-story home built in 1986 with a durable tile roof in the highly desirable city of Cerritos. Thoughtfully designed with a bedroom and full bathroom on the main level, this layout is ideal for guests, multi-generational living, a home office, or playroom. There are 3 master suites upstairs providing exceptional privacy and comfort for every member of the household. Step inside to find original hardwood floor in the formal living , Formal dining and throughout the staircase rest of the house had updated laminate floor . Grand high-ceiling living room filled with natural light, and a large remodeled chef’s kitchen with an island and new stainless steel appliances. The spacious family room with wet bar/mini bar is perfect for entertaining or relaxing after a long day. An indoor laundry area adds everyday convenience. Upstairs, all bedrooms offer high ceilings, generous closet space, and fully remodeled bathrooms with updated finishes. The home also provides ample storage and a three-car garage, plus a large driveway for additional parking. Outside, enjoy a beautiful, expansive backyard—ideal for gatherings, play, or gardening—freshly accented by a new coat of paint inside the house. Located in the award-winning ABC Unified School District, this home is close to Cerritos Towne Center, offering shopping, fine dining, entertainment, and cultural venues. Commuters will appreciate quick access to the 91, 605, and 5 freeways, while nearby parks and recreation spaces create a welcoming, family-friendly community setting. This exceptional Cerritos residence checks every box for families who value top schools, professionals who appreciate refined design, and anyone seeking a location that blends convenience, comfort, and community. Schedule your private showing today and experience this one-of-a-kind Cerritos gem.
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Odai Peri · C-21 Classic Estates
Payment estimate
$13,815
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $189,900 · Loan: $1,709,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $10,825
- Property tax (1.25%)
- $1,978
- Homeowners insurance
- $300
- Mortgage insurance
- $712
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $66,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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