12929 Topaz Circle
Victorville, CA, 92392
$539,990
MLS: HD26004703
Beds
5
Baths
3
Sq Ft
2,504
Lot
0.28 ac
Year Built
1989
MLS #
HD26004703
Days on Market
95
Listed
Jan 8, 2026
Description
POOL HOME WITH SOLAR! PRICE REDUCED, SELLER MOTIVATED!! This beautifully maintained 5-bedroom, 3-bathroom Victorville home features a solar-heated in-ground pool and a full solar system for energy efficiency. The backyard is perfect for entertaining and family gatherings, complete with a gazebo, built-in BBQ, extra storage shed, and a drywalled insulated space currently used as a gym—ideal for fitness enthusiasts. Inside offers 2,504 sq ft of living space, a spacious two-story layout, a comfortable primary suite, central heating and air, and a 3-car attached garage. This home truly blends comfort, efficiency, and resort-style outdoor living. Also--Water heater replaced in 2020 Pool pump & filter replaced in 2020-A/C unit replaced in 2020-Water leak detection system to bring house up to code installed in 2024-Steel braided lines to all water fixtures -Kitchen cabinets have pull out shelves. Schedule your tour today!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Bryan Hossack · RE/MAX FREEDOM
Payment estimate
$4,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,999 · Loan: $485,991
- Principal & Interest
- $2,986
- Property tax (1.25%)
- $562
- Homeowners insurance
- $300
- Mortgage insurance
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $18,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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