12936 Canopy Court
Rancho Cucamonga, CA, 91739
$969,000
MLS: AR26080434
Beds
4
Baths
3
Sq Ft
2,676
Lot
0.18 ac
Year Built
2014
MLS #
AR26080434
Days on Market
5
Listed
Apr 17, 2026
Description
Stunning 4-bedroom, 3-bathroom Single Family Home in a highly convenient neighborhood. Features a desirable first-floor bedroom and full bath, perfect for guests or multi-generational living. Bright open-concept living room with abundant natural light, cozy fireplace, and seamless flow into the gourmet kitchen with center island, granite counter tops, ample cabinetry, and stainless-steel built-in appliances. Upstairs offers a spacious primary suite with walk-in closet and luxurious bath, two additional bedrooms, a versatile loft with private balcony, laundry room, and extra storage space. The entire second floor features clean, well-maintained laminated flooring throughout. The spacious front and backyard provide plenty of room for outdoor enjoyment, gardening, or entertaining. Solar panels help reduce electricity costs.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Shirley Tang · 888 Realty
Payment estimate
$7,031
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $96,900 · Loan: $872,100
- Principal & Interest
- $5,358
- Property tax (1.25%)
- $1,009
- Homeowners insurance
- $300
- Mortgage insurance
- $363
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $33,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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