Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

12945 Ivy Hill Court

Victorville, CA, 92392

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$530,000

MLS: DW26064321

Beds

4

Baths

3

Sq Ft

2,770

Lot

0.19 ac

Year Built

2018

MLS #

DW26064321

Days on Market

18

Listed

Mar 25, 2026

Description

$10,000 grant available! Spacious 4-bedroom, 3-bathroom home with an optional 5th bedroom (currently used as a home office). This property features an open-concept floor plan, perfect for entertaining and family gatherings. Enjoy the convenience of one bedroom and a full bathroom on the main level—ideal for guests or multi-generational living. The home also offers a dedicated indoor laundry room and a covered patio, creating a comfortable space for outdoor relaxation. Equipped with solar for potential energy savings, this home is designed for both efficiency and comfort. A backyard shed provides additional storage, making it perfect for a growing household in need of extra space.

Location

Victorville, San Bernardino County, CA 92392

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Listed by: Wilfred Olguin · eHomes

Payment estimate

$3,982

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $53,000 · Loan: $477,000

%
Principal & Interest
$2,931
Property tax (1.25%)
$552
Homeowners insurance
$300
Mortgage insurance
$199
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $18,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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