12945 Ivy Hill Court
Victorville, CA, 92392
$490,000
Original list price: $530,000
MLS: DW26064321
Beds
4
Baths
3
Sq Ft
2,770
Lot
0.19 ac
Year Built
2018
MLS #
DW26064321
Days on Market
74
Listed
Mar 25, 2026
Description
$10,000 Grant Available! SUPER GREAT ROOM AND GOURMET LARGE KITCHEN Spacious 4-bedroom, 2.5-bathroom home with a versatile bonus room (approx. 10x14 ft), currently used as a home office and easily convertible into a 5th bedroom. This home features an open-concept floor plan, perfect for entertaining and everyday living. Enjoy the convenience of a main-level bedroom , ideal for guests or multi-generational living. Additional highlights include a dedicated indoor laundry room, covered patio for outdoor relaxation, and solar panels for potential energy savings. The backyard also offers a storage shed, providing extra space for tools, hobbies, or seasonal items. A perfect blend of comfort, functionality, and efficiency ideal for a growing household!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Wilfred Olguin · eHomes
Payment estimate
$3,787
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,000 · Loan: $441,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,793
- Property tax (1.25%)
- $510
- Homeowners insurance
- $300
- Mortgage insurance
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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