12960 Greensboro Road
Victorville, CA, 92395
$415,000
MLS: 25631909
Beds
2
Baths
2
Sq Ft
1,502
Lot
0.17 ac
Year Built
1979
MLS #
25631909
Days on Market
103
Listed
Jan 2, 2026
Description
Now offered at $415,000, this Spring Valley Lake golf course home presents an exceptional opportunity to enjoy full fairway views, privacy, and a spacious layout in one of the community's most desirable settings. With square footage comparable to many three-bedroom homes, the oversized secondary bedroom offers flexibility for guests, a home office, or potential third bedroom conversion. The light-filled living and dining areas are framed by serene backyard and fairway views, while the updated kitchen features granite countertops, stainless steel appliances, and seamless flow into the main living space. The primary suite provides a relaxing retreat, and both bathrooms offer functional space ready for your personal touch. Step outside to a covered patio and landscaped backyard that opens directly to the golf course, ideal for morning coffee or evening gatherings. Additional highlights include a striking stone fireplace, updated HVAC, newer water heater, leased solar, and side yard space with potential for RV parking, a golf cart, or additional storage. Enjoy Spring Valley Lake amenities including a 200-acre waterski lake, marina, beach, parks, fishing areas, equestrian center, and year-round community events creating one of the best values on the golf course in Spring Valley Lake.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Victoria Beliso · Compass
Payment estimate
$3,183
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
- Principal & Interest
- $2,295
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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