12964 3rd
Yucaipa, CA, 92399
$900,000
MLS: IG26001353
Beds
2
Baths
1
Sq Ft
1,674
Lot
0.27 ac
Year Built
1922
MLS #
IG26001353
Days on Market
8
Listed
Jan 3, 2026
Description
Welcome to this beautifully updated single-story home that blends modern finishes with everyday comfort. Inside, you’ll find an open, light-filled layout with updated flooring, recessed lighting, and a seamless flow from the living area into the kitchen. The kitchen features crisp white cabinetry, quartz-style countertops, stainless steel appliances, and a deep farmhouse sink, perfect for both daily living and entertaining. The bedrooms are bright and well-sized, each with new ceiling fans, clean lines, and a fresh, neutral feel. The bathroom has been thoughtfully remodeled with contemporary tile work, modern fixtures, and a sleek vanity. Step outside to a private, fully fenced yard with low-maintenance turf and a covered patio, ideal for relaxing, hosting, or enjoying outdoor meals year-round. The spacious lot offers flexibility for entertaining, pets, or future possibilities. Conveniently located near the 10 Freeway, this home offers easy commuter access and is just minutes from Starbucks, shopping centers, restaurants, and everyday essentials. With fresh finishes throughout and a move-in-ready feel, this home is a great opportunity for anyone looking for a clean, modern space with excellent access to nearby amenities. As an added bonus, the property includes approved plans to add an ADU, making the process seamless for a buyer looking to create additional living space or future rental income.
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: Jesse Galvan · SimpliHOM
Payment estimate
$6,552
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $90,000 · Loan: $810,000
- Principal & Interest
- $4,977
- Property tax (1.25%)
- $938
- Homeowners insurance
- $300
- Mortgage insurance
- $338
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $31,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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