130 Monterey
Hermosa Beach, CA, 90254
(No pictures available yet)
$2,595,000
MLS: SB26095769
Beds
3
Baths
3
Sq Ft
1,927
Lot
0.09 ac
Year Built
1998
MLS #
SB26095769
Days on Market
4
Listed
May 6, 2026
Description
Welcome to your coastal sanctuary—where effortless elegance meets the rhythm of the sea. From the moment you step inside this beautifully crafted residence, a sense of calm washes over you, inviting you to unwind and stay awhile. This charming 3-bedroom (or 2 plus loft/office), 2.5-bath beach home is a front unit but feels like a single family home with low HOA dues. This home offers a coveted ocean view and an unbeatable location just steps from the sand. Partially refinished, rich maple floors flow throughout the home, adding warmth and continuity to the light-filled interiors. With a 2-car attached garage (plus additional 2 car non-shared driveway parking), you can leave the car behind and fully embrace the Hermosa Beach lifestyle by foot or bike. Bathed in natural light, this west-facing townhome captures refreshing ocean breezes and golden sunsets. The open-concept floorplan is designed for both comfort and entertaining, featuring a bright and airy living room anchored by a cozy gas fireplace—perfect for those cool coastal evenings. At the heart of the home, the kitchen shines as a central gathering space, complete with a generous breakfast bar, granite countertops, and seamless flow into the dining and living areas. Two spacious primary en-suite bedrooms provide private retreats, while an expansive loft with its own patio and ocean views offers versatile living— ideally, convert to a third bedroom, home office, or creative space. Outdoor living is equally inviting, with two oversized balconies perfect for al fresco dining, sunset barbecues, or simply soaking in the sun and sea air. With exceptional parking, impeccable move-in condition, and a location that puts the beach at your doorstep, this home is a rare opportunity to experience coastal living at its finest.
Location
Hermosa Beach, Los Angeles County, CA 90254
Open on Google Maps ↗Listed by: Nicole Stober · Estate Properties
Payment estimate
$18,754
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $259,500 · Loan: $2,335,500
- Principal & Interest
- $14,777
- Property tax (1.25%)
- $2,703
- Homeowners insurance
- $300
- Mortgage insurance
- $973
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hermosa Beach home with as little as 3.5% down using an FHA loan — roughly $90,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90254 (Hermosa Beach)within ±10% of this home's price and size.
$2,345,000
718 Hermosa Avenue
Hermosa Beach, 90254
$2,395,000
922 15th Place
Hermosa Beach, 90254
$2,480,000
944 15th Place
Hermosa Beach, 90254
$2,499,000
647 1st Place
Hermosa Beach, 90254
(No photos yet)
$2,599,000
608 Palm Drive
Hermosa Beach, 90254
$2,850,000
231 Longfellow Avenue
Hermosa Beach, 90254
Local Market Stats
See Hermosa Beach, CA 90254 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.