1300 Saratoga Avenue 112
Ventura, CA, 93003
$275,000
MLS: V1-35595
Beds
3
Baths
2
Sq Ft
1,135
Lot
—
Year Built
1974
MLS #
V1-35595
Days on Market
6
Listed
Apr 5, 2026
Description
3 bedroom, 2 bathroom bottom-level unit offering approximately 1,135 sq ft of living space. Features include living room, kitchen, dining area, and a private patio. This unit presents a great opportunity for buyers looking to add their personal touch, as it is in need of TLC. Includes a private parking space for added convenience. Enjoy community amenities such as tennis courts, BBQ and picnic areas, and a clubhouse complete with a pool and hot tub. Ideally located near shopping, dining, and Marion Cannon Park. Cash only, no financing available, call listing agent for details.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Jenny Arana · Century 21 Masters
Payment estimate
$2,210
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500
- Principal & Interest
- $1,521
- Property tax (1.25%)
- $286
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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