1300 Saratoga Avenue 1712
Ventura, CA, 93003
$380,000
MLS: V1-35692
Beds
3
Baths
2
Sq Ft
1,135
Lot
—
Year Built
1974
MLS #
V1-35692
Days on Market
1
Listed
Apr 9, 2026
Description
Well priced 3+2 lower unit - so young and older folks can live here. Near Shopping, Govt. center and more. One of the lowest, if not the lowst 3+2 in the area.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Fred Orsinger · Real Brokerage Technologies
Payment estimate
$2,940
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,000 · Loan: $342,000
- Principal & Interest
- $2,101
- Property tax (1.25%)
- $396
- Homeowners insurance
- $300
- Mortgage insurance
- $143
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $13,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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