1300 Saratoga Avenue 601
Ventura, CA, 93003
$369,900
MLS: V1-32265
Beds
2
Baths
1
Sq Ft
873
Lot
0.04 ac
Year Built
1974
MLS #
V1-32265
Days on Market
195
Listed
Sep 10, 2025
Description
Updated Condo in PeppertreeCharming move in ready single-level, second-story unit with a remodeled kitchen featuring new cabinets, butcher block counter tops plus custom batten board in the dining area. Updated windows and sliding door. Newer tile flooring and carpet. Vaulted ceilings in the living room and bedroom. Enjoy the Ventura sunsets from the balcony. Community amenities include an indoor pool, spa, gym, tennis courts, clubhouse.Fantastic location in the complex with ocean breezes. Walk to shopping, restaurants, parks, public transit. Easy access to 101 & 126 freeways and the County Government Center.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Gary Schoeffler · BHHS California Properties
Payment estimate
$2,869
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,990 · Loan: $332,910
- Principal & Interest
- $2,045
- Property tax (1.25%)
- $385
- Homeowners insurance
- $300
- Mortgage insurance
- $139
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $12,947 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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