1301 Cabrillo 109
Torrance, CA, 90501
$578,000
MLS: PW26036166
Beds
2
Baths
2
Sq Ft
874
Lot
0.91 ac
Year Built
1993
MLS #
PW26036166
Days on Market
51
Listed
Feb 25, 2026
Description
Bright, turnkey 2-bedroom, 2-bath end-unit condo offering approximately 874 square feet of comfortable living in a gated community. Fresh paint and new appliances give the home a clean, modern feel, while high ceilings, recessed lighting, and an open layout create a light and airy atmosphere. The living room features a cozy gas fireplace and opens to a covered patio, perfect for morning coffee or evening relaxation. Both bedrooms are thoughtfully separated for privacy, and laundry is conveniently located inside the unit. Additional highlights include central air and heat, two secured garage parking spaces, a private Storage unit assigned to this unit, and access to community amenities including a pool, spa, gym, and recreation room. Set in a highly walkable Torrance location close to shops, dining, parks, and transit, this home offers easy, low-maintenance living with HOA covering water, trash, and exterior maintenance. Located in Torrance within the Torrance Unified School District.
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Bryan Van Zee · Seven Gables Real Estate
Payment estimate
$4,315
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,800 · Loan: $520,200
- Principal & Interest
- $3,196
- Property tax (1.25%)
- $602
- Homeowners insurance
- $300
- Mortgage insurance
- $217
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $20,230 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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