13020 Ojai Road
Apple Valley, CA, 92308
$399,999
MLS: CV26047397
Beds
3
Baths
2
Sq Ft
1,636
Lot
0.50 ac
Year Built
1981
MLS #
CV26047397
Days on Market
23
Listed
Mar 4, 2026
Description
Welcome to 13020 Ojai Rd in the heart of Apple Valley! This beautifully upgraded home offers comfort, efficiency, and peace of mind with major improvements already completed for its next owner. In 2022, the home received a brand-new HVAC system along with updated ducting, providing energy-efficient heating and cooling year-round. That same year, solar panels were installed to help reduce monthly utility costs and increase long-term savings. A new water heater was also added in 2022, along with a whole-house carbon filtration backwash system, delivering clean, filtered water throughout the home. The kitchen and laundry areas feature appliances that are all 2022 or newer, ensuring modern convenience and reliability. Rear-facing windows have been replaced with dual-pane glass, improving insulation, reducing outside noise, and enhancing overall energy efficiency. One of the most significant upgrades is the new roof, completed with new decking and shingles and backed by a 50-year transferable warranty—an incredible value that provides lasting protection and added buyer confidence. Outdoor living has also been enhanced with a newly constructed patio in 2023, creating the perfect space for relaxing evenings, entertaining guests, or enjoying the peaceful desert surroundings. Located in the desirable 92308 area of Apple Valley, this home offers the charm of a quiet neighborhood while remaining close to shopping, dining, schools, and medical facilities. With its extensive list of recent upgrades, energy-efficient features, and move-in-ready condition, 13020 Ojai Rd is an exceptional opportunity for buyers seeking both quality and value. Don’t miss your chance to own this thoughtfully updated property where major systems have already been modernized—allowing you to focus on enjoying your new home from day one.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Felix Lopez · CENTURY 21 PRIMETIME REALTORS
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $359,999
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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