13031 Vista Street
Rancho Cucamonga, CA, 91739
$764,900
MLS: CV25231031
Beds
4
Baths
2
Sq Ft
1,400
Lot
0.18 ac
Year Built
1966
MLS #
CV25231031
Days on Market
168
Listed
Oct 2, 2025
Description
Step inside this beautiful home and be welcomed by a stunning stone fireplace in the living room, perfect for cozy gatherings. Wood flooring flows throughout, complementing the elegant kitchen with stylish cabinets, countertops, and appliances. Spacious, light-filled rooms feature large windows and new ceiling fans, creating an inviting atmosphere. This home boasts numerous upgrades, including all-new double-pane windows with shutters, fresh interior paint, and a recently upgraded HVAC system (8 years old) with new venting. The guest room includes a French door, while the master suite offers a newly remodeled bathroom for modern comfort. Additional enhancements include a new garage door opener, updated ceiling fans, and a premium Alumawood patio cover. With 4 generous bedrooms, automatic sprinklers, a durable metal roof, and both wood-burning and gas fireplaces, this home combines comfort with functionality. Outdoors, enjoy a covered back patio, open yard space, and mature avocado and orange trees—all situated on a private cul-de-sac.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Julian Lopez · EXP REALTY OF CALIFORNIA INC
Payment estimate
$5,613
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,490 · Loan: $688,410
- Principal & Interest
- $4,230
- Property tax (1.25%)
- $797
- Homeowners insurance
- $300
- Mortgage insurance
- $287
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $26,772 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.