Under ContractCondominium

1309 Nautical Way

Oxnard, CA, 93030

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$588,900

MLS: V1-35000

Beds

2

Baths

3

Sq Ft

1,360

Lot

0.01 ac

Year Built

1992

MLS #

V1-35000

Days on Market

12

Listed

Mar 4, 2026

Description

**Priced *way* under market value.**Welcome to **1309 Nautical Way**, a bright and airy **2 bed, 2.5 bath + large loft (easily converted to an additional bedroom)** in the desirable Lighthouse gated community of Oxnard. This **1,360 sq. ft.** townhouse features an open floor plan with soaring ceilings, abundant natural light, and a cozy gas fireplace. Sliding doors open to a private balcony with chairs and lush views.Upgraded with beautiful **acacia wood floors**, this home includes all appliances for easy move-in. A spacious fenced patio is perfect for outdoor entertaining. Community amenities include pools, hot tubs, a clubhouse, and mature landscaping.Minutes from Oxnard's beaches and harbor. **Very motivated seller.** ( must see pics )

Location

Oxnard, Ventura County, CA 93030

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Listed by: Bill Newsom · Realty ONE Group Summit

Payment estimate

$4,391

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $58,890 · Loan: $530,010

%
Principal & Interest
$3,256
Property tax (1.25%)
$613
Homeowners insurance
$300
Mortgage insurance
$221
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $20,612 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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