1309 Nautical Way
Oxnard, CA, 93030
$588,900
MLS: V1-35000
Beds
2
Baths
3
Sq Ft
1,360
Lot
0.01 ac
Year Built
1992
MLS #
V1-35000
Days on Market
12
Listed
Mar 4, 2026
Description
**Priced *way* under market value.**Welcome to **1309 Nautical Way**, a bright and airy **2 bed, 2.5 bath + large loft (easily converted to an additional bedroom)** in the desirable Lighthouse gated community of Oxnard. This **1,360 sq. ft.** townhouse features an open floor plan with soaring ceilings, abundant natural light, and a cozy gas fireplace. Sliding doors open to a private balcony with chairs and lush views.Upgraded with beautiful **acacia wood floors**, this home includes all appliances for easy move-in. A spacious fenced patio is perfect for outdoor entertaining. Community amenities include pools, hot tubs, a clubhouse, and mature landscaping.Minutes from Oxnard's beaches and harbor. **Very motivated seller.** ( must see pics )
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Bill Newsom · Realty ONE Group Summit
Payment estimate
$4,391
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,890 · Loan: $530,010
- Principal & Interest
- $3,256
- Property tax (1.25%)
- $613
- Homeowners insurance
- $300
- Mortgage insurance
- $221
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $20,612 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Only large teams outsell Mike Watson · Keller Williams Realty
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