ActiveDuplex

1310 Lott

City Terrace, CA, 90063

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$562,000

MLS: DW26080369

Beds

2

Baths

2

Sq Ft

1,226

Lot

0.14 ac

Year Built

1940

MLS #

DW26080369

Days on Market

3

Listed

Apr 14, 2026

Description

Investor special! Rare chance to own two homes for the price of one on a single APN. This unique property includes two detached 1 bed, 1 bath units (approx. 615 sq ft each) at 1310 Lott Ave. and 3745 Ramboz. Enjoy sweeping city views from both homes, including stunning views of Downtown Los Angeles from one unit. Located in a rapidly developing neighborhood with new construction all around, this is a prime opportunity for growth and appreciation. Close to freeways, transportation, and major LA attractions.

Location

City Terrace, Los Angeles County, CA 90063

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Listed by: Chuck Chavez · Century 21 Allstars

Payment estimate

$4,204

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $56,200 · Loan: $505,800

%
Principal & Interest
$3,108
Property tax (1.25%)
$585
Homeowners insurance
$300
Mortgage insurance
$211
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this City Terrace home with as little as 3.5% down using an FHA loan — roughly $19,670 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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