Under ContractCondominium

1310 Mandalay Beach Road

Oxnard, CA, 93035

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$1,299,000

MLS: V1-36241

Beds

3

Baths

3

Sq Ft

1,824

Lot

0.04 ac

Year Built

1992

MLS #

V1-36241

Days on Market

3

Listed

May 7, 2026

Description

Panoramic ocean and island views take center stage in this one-of-a-kind end-unit condo, located just steps from the sand in one of Oxnard's most desirable coastal communities. With 3 bedrooms and 2.5 bathrooms, this thoughtfully designed residence is filled with natural light thanks to its coveted corner location and offers the perfect blend of comfort, style, and beachside living.All bedrooms are conveniently situated on the first level, creating privacy and separation from the main entertaining spaces above. The spacious primary suite serves as a relaxing retreat with an ensuite bath and walk-in closet.Upstairs, the main living level is designed to maximize the breathtaking ocean views, with sightlines from the kitchen, dining room, and family room. The open-concept layout features a gourmet kitchen with updated finishes, flowing seamlessly into the spacious living room complete with a cozy fireplace and private ocean-view balcony. A second-level deck offers additional outdoor space to soak in the coastal scenery and fresh sea air.The crown jewel of the home is the private rooftop terrace, showcasing 360-degree panoramic coastline, island, mountain, and sunset views. Whether enjoying your morning coffee, entertaining guests at sunset, or relaxing under the stars, this rooftop delivers the ultimate Southern California beach lifestyle experience.Additional highlights include custom window treatments and secure subterranean parking with two dedicated spaces. Ideally located near Seabridge Marina, Channel Islands Harbor, waterfront dining, shopping, weekend farmers markets, and all the amenities that make coastal Oxnard living so special.

Location

Oxnard, Ventura County, CA 93035

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Listed by: Ann Howarth · RE/MAX Gold Coast-Beach Office

Payment estimate

$9,430

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $129,900 · Loan: $1,169,100

%
Principal & Interest
$7,290
Property tax (1.25%)
$1,353
Homeowners insurance
$300
Mortgage insurance
$487
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Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $45,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.