1310 N M Street
Oxnard, CA, 93030
$755,000
MLS: V1-35703
Beds
3
Baths
3
Sq Ft
1,460
Lot
0.15 ac
Year Built
1962
MLS #
V1-35703
Days on Market
13
Listed
Apr 29, 2026
Description
This lovely 3 bedroom, 2.5 bath home features a unique layout to the area. It has a detached 2 car garage, a 2 car driveway, a wrap around lawn and newer roof. The home has a chimney and is conveniently located near shopping centers, schools, parks and has no HOA. Build your own ADU in the rear or leave it as is and enjoy the quiet location. You are only minutes from the beaches, marinas, and the Santa Monica Mountains and it is located in Oxnard's amazing climate. Take your rides down the scenic Pacific Coast highway.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Jorge Bernal · Century 21 Masters
Payment estimate
$5,656
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $75,500 · Loan: $679,500
- Principal & Interest
- $4,286
- Property tax (1.25%)
- $786
- Homeowners insurance
- $300
- Mortgage insurance
- $283
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $26,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93030 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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