Under ContractCondominium

1311 W Capitol 184

San Pedro, CA, 90732

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$570,000

MLS: PV26066483

Beds

2

Baths

2

Sq Ft

961

Lot

3.47 ac

Year Built

1983

MLS #

PV26066483

Days on Market

15

Listed

Mar 30, 2026

Description

Nicely updated 2BD/2BA condo in the highly desirable Ponderosa Springs community! Light and bright living room features vaulted ceilings, cozy fireplace, and sliding glass doors leading to a private balcony—perfect for indoor/outdoor living. This unit is ideally positioned near the pool with sounds from the tranquil, flowing stream adding calm and peacefulness to this location. As a plus all bedrooms, including the living room, offer a view of the pool while maintaining a private feel. Loft off of living room above the kitchen allows for additional office, resting, and/or storage space. Open-concept layout flows seamlessly into the dining area and kitchen. Spacious primary suite includes en-suite bath, while the second bedroom is ideal for guests. Additional highlights include updated flooring, in-unit side by side laundry, newer forced air heating and A/C, and ample natural light throughout. Amenities including pool, spa, lush landscaping, streams, and a gated, serene setting. Secure subterranean and gated parking includes two tandem spots. Conveniently located near shopping, dining, parks, freeways and the revitalized West Harbor waterfront. Turnkey and move-in ready—don’t miss this opportunity!

Location

San Pedro, Los Angeles County, CA 90732

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Listed by: Michael Harper · HH Coastal Real Estate

Payment estimate

$4,259

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $57,000 · Loan: $513,000

%
Principal & Interest
$3,152
Property tax (1.25%)
$594
Homeowners insurance
$300
Mortgage insurance
$214
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $19,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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