1312 Zermatt Court
Pine Mountain Club, CA, 93222
$499,000
MLS: SR26063577
Beds
3
Baths
3
Sq Ft
2,230
Lot
0.36 ac
Year Built
2005
MLS #
SR26063577
Days on Market
10
Listed
Mar 24, 2026
Description
Charming mountain retreat located at 1312 Zermatt Court in the peaceful community of Pine Mountain Club. This cozy home offers a welcoming layout with comfortable living spaces, perfect for a weekend getaway or full-time living. Surrounded by natural beauty, it provides a relaxing atmosphere with fresh air and scenic views. The property is being offered with most of the furnishings and appliances included, making it a convenient move-in-ready opportunity for the new owner.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Kristine Barsumyan · KT Realty Group, Inc.
Payment estimate
$3,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,759
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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