13140 Derby
Chino, CA, 91710
$1,070,000
MLS: OC26056105
Beds
5
Baths
3
Sq Ft
2,872
Lot
0.17 ac
Year Built
1999
MLS #
OC26056105
Days on Market
24
Listed
Mar 14, 2026
Description
TURNKEY - TURNKEY - TURNKEY!!! End-of-Cul-de-Sac Pool & Spa Estate WILL NOT LAST LONG!!! Tucked quietly at the end of a peaceful cul-de-sac, where traffic fades away and privacy begins, this remarkable residence opens like a hidden retreat designed for both comfort and celebration. From the moment you arrive, the extra-wide driveway and graceful palms create a sense of arrival—an inviting prelude to the exceptional home and beyond to a private oasis backyard with pool, spa and custom waterfall plus beautiful wood patio cover. Step inside and you are greeted by light-filled living spaces wrapped in elegant wood-look plank tile flooring, creating a seamless flow throughout the main living areas. The family room, anchored by a striking rock-surround fireplace, invites relaxed evenings and warm gatherings, blending timeless character with modern style. At the heart of the home, the beautifully appointed kitchen serves as both culinary workspace and social hub. Crisp white cabinetry, an inviting center island illuminated by pendant lighting, and a four-burner cooktop create a setting that is equally suited for quiet morning coffee or lively dinners with friends and family. The adjoining dining space offers room for a full table, ensuring that everyday moments feel special. The primary suite is truly exceptional—generously scaled and designed as a personal sanctuary. Sunlight filters through large windows, creating a calm, airy atmosphere. The spa-inspired primary bath features a separate soaking tub and shower, along with a large walk-in closet that provides both luxury and practicality. Secondary bedrooms are impressively spacious, offering comfort for family members or guests. The hall bath with dual vanities and soft accent lighting adds both style and functionality. Even the laundry room is thoughtfully designed, featuring plenty of counter-top space and cabinets below. This home is a must see for the most decerning buyer!
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: David Bauman · Keller Williams OC Luxury Realty
Payment estimate
$7,733
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $107,000 · Loan: $963,000
- Principal & Interest
- $5,917
- Property tax (1.25%)
- $1,115
- Homeowners insurance
- $300
- Mortgage insurance
- $401
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $37,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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