13148 Derby Avenue
Chino, CA, 91710
$998,000
MLS: DW26116653
Beds
4
Baths
3
Sq Ft
2,994
Lot
0.12 ac
Year Built
1999
MLS #
DW26116653
Days on Market
18
Listed
May 29, 2026
Description
Beautifully updated 4-bedroom, 3-bathroom pool home offering comfort, style, and flexibility! This spacious home features a highly desirable downstairs bedroom and full bathroom, perfect for guests, multi-generational living, or a private office setup. Upstairs you’ll find a versatile loft/flex space ideal for a game room, media room, home office, or additional living area. The home has been extensively refreshed with full interior paint, partial exterior paint including fascia and pop-outs, new LVP flooring, new carpet, new baseboards, and all new fixtures and finishes throughout. The remodeled kitchen showcases brand-new cabinets, countertops, new appliances, stylish tile backsplash, and updated lighting with newly installed can lights. The spacious primary suite features beautifully updated tile shower walls, new tile flooring in the primary bathroom, and a brand-new shower door. Major system upgrades include a newer water heater and HVAC system that has been recently tuned up and runs like new..... Step outside to your private backyard retreat featuring a newly replastered pool with updated pool tile and refreshed landscaping, creating the perfect space for entertaining and relaxing. Conveniently located near major freeways, schools, shopping, and dining, this home offers the perfect blend of lifestyle and accessibility. Don’t miss this incredible opportunity to own a move-in ready pool home with outstanding upgrades and endless potential!
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Wilfred Olguin · eHomes
Payment estimate
$7,403
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,800 · Loan: $898,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,689
- Property tax (1.25%)
- $1,040
- Homeowners insurance
- $300
- Mortgage insurance
- $374
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $34,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino, CA 91710 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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