1315 Stanford Street 3
Santa Monica, CA, 90404
$988,000
MLS: 26662905
Beds
2
Baths
2
Sq Ft
1,147
Lot
0.36 ac
Year Built
1968
MLS #
26662905
Days on Market
17
Listed
Apr 1, 2026
Description
Beautifully updated 2-bedroom, 2-bath garden condo in a prime Santa Monica location. This condo features a spacious & lovely remodeled kitchen with ample cabinetry and storage, ideal for both daily living and entertaining. The open living area includes a fireplace, bamboo flooring, recess lighting throughout with dimmers. The primary suite offers a custom closet, ceiling fan and an ensuite bath for comfort and privacy. Built-ins and additional storage add everyday functionality. A private patio extends the living space outdoors. Low HOA dues. Located on a quiet residential stretch of Stanford St in Santa Monica's Mid-City neighborhood, the property offers convenient access to everyday essentials and local favorites along Wilshire and Santa Monica Boulevard. Nearby spots like Milo & Olive, Whole Foods Market, and Erewhon provide dining and grocery options within minutes. The area is known for its walkability, access to public transit, and proximity to the beach, tech hubs, and the Third Street Promenade. Well-positioned for both lifestyle and commute, this is a rare opportunity to own in a central Santa Monica location at an exceptional value under $1M.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Dan Nessel · Berkshire Hathaway HomeServices California Properties
Payment estimate
$7,163
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $98,800 · Loan: $889,200
- Principal & Interest
- $5,463
- Property tax (1.25%)
- $1,029
- Homeowners insurance
- $300
- Mortgage insurance
- $371
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $34,580 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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