1317 12th Street 8
Santa Monica, CA, 90401
$970,000
MLS: WS26018031
Beds
3
Baths
2
Sq Ft
1,183
Lot
0.17 ac
Year Built
1973
MLS #
WS26018031
Days on Market
79
Listed
Jan 26, 2026
Description
Located in the heart of Santa Monica, this well-situated unit offers unbeatable access to the city’s most sought-after amenities. Just minutes from Third Street Promenade and Santa Monica Place, with world-class shopping, dining, and entertainment nearby. The Santa Monica Beach, Pier, and Palisades Park are all within close reach, making coastal living effortless. Convenient access to major streets and the Downtown Santa Monica Metro Station enhances daily commuting. The unit includes in-unit laundry, adding everyday comfort and convenience. New roof was installed in 2019. An excellent opportunity to enjoy a prime Santa Monica location with a highly walkable lifestyle.
Location
Santa Monica, Los Angeles County, CA 90401
Open on Google Maps ↗Listed by: XIAOLEI HAN · Wetrust Realty
Payment estimate
$7,038
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $97,000 · Loan: $873,000
- Principal & Interest
- $5,364
- Property tax (1.25%)
- $1,010
- Homeowners insurance
- $300
- Mortgage insurance
- $364
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $33,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Santa Monica, CA 90401 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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