PendingSingleFamilyResidence

1317 S Ardilla

West Covina, CA, 91790

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$849,000

MLS: CV26086530

Beds

3

Baths

3

Sq Ft

1,602

Lot

0.17 ac

Year Built

1956

MLS #

CV26086530

Days on Market

9

Listed

Apr 23, 2026

Description

Located in a desirable West Covina neighborhood, this versatile property at 1317 S Ardilla Ave offers exceptional value and flexibility with two separate living spaces—ideal for multi-generational living or rental income potential. The main residence offers 2 bedrooms and 2 full bathrooms, enhanced by fresh interior and exterior paint, dual-pane windows, and a sliding glass door that fills the home with natural light. Beautiful original oak flooring runs throughout, adding warmth and timeless character. The inviting living room features a cozy gas fireplace, while the kitchen showcases granite countertops, abundant cabinetry, and a charming breakfast nook—blending style with everyday functionality. The bedrooms are generously sized, complete with ceiling fans and ample closet space. Outside, a spacious covered patio provides the perfect setting for year-round relaxation and entertaining. The partially permitted ADU/converted garage apartment provides an additional 1-bedroom, 1-bathroom living space with its own charm, which includes fresh interior paint, granite counters, dual-pane windows, and a sliding glass door. Inside, you'll find wood laminate flooring in the living area and original oak flooring in the bedroom, creating a comfortable and cohesive feel. Both the front and back yards are equipped with a timed sprinkler system for easy maintenance. Also included are two sheds for additional storage. With a flexible layout, the property could easily be reconfigured back into a 3-bedroom main house with a studio apartment. Whether you're looking for a smart investment opportunity or a home with room to grow, this property offers endless potential in a prime location.

Location

West Covina, Los Angeles County, CA 91790

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Listed by: Robert Shay · REALTY ONE GROUP MASTERS

Payment estimate

$6,337

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $84,900 · Loan: $764,100

%
Principal & Interest
$4,835
Property tax (1.25%)
$884
Homeowners insurance
$300
Mortgage insurance
$318
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Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this West Covina home with as little as 3.5% down using an FHA loan — roughly $29,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.