1320 Mott Street
San Fernando, CA, 91340
$739,000
MLS: SR26064528
Beds
3
Baths
2
Sq Ft
1,248
Lot
0.12 ac
Year Built
1927
MLS #
SR26064528
Days on Market
9
Listed
Mar 25, 2026
Description
A Charming 1927 single-story home in desirable San Fernando offering 1,248 sq ft of comfortable living space on a generous 5,028 sq ft lot! This well-maintained residence features 3 bedrooms and 2 bathrooms, perfect for families or anyone seeking classic Valley charm with modern updates. Enter into a bright, open living/family room with warm wood flooring and soft sage-green walls that create an inviting atmosphere for relaxing or entertaining. Adjacent is a formal dining room with plenty of space for family gatherings. The updated kitchen is standout-white shaker-style cabinets, quartz countertops, a large farmhouse sink, stainless steel appliances, and a convenient walk-in pantry for ample storage. A charming stained-glass pendant light adds character above the breakfast table area. All bedrooms are generously sized with neutral tones, ceiling fans, and ample closet space (including a large wardrobe closet in one room). The two full bathrooms have been nicely refreshed: one features warm wood vanities with white tile and a large mirror, while the other offers a clean step-in shower/tub combo with modern gray accents and white fixtures. Additional highlights include a dedicated laundry area with full-size washer/dryer and extensive built-in shelving for storage, plus a basement offering extra utility/storage space. Step outside to your private backyard oasis—a spacious concrete patio with covered seating, mature landscaping, fruit trees, colorful bougainvillea, and room for BBQs, play, or future ADU potential. Located in a quiet, established San Fernando neighborhood with easy access to parks, schools, shopping, dining, and major freeways. This home combines timeless character with practical updates—don't miss your opportunity to make it yours! Schedule a private showing today!
Location
San Fernando, Los Angeles County, CA 91340
Open on Google Maps ↗Listed by: Jean Chutuk · Legacy Properties
Payment estimate
$5,433
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,900 · Loan: $665,100
- Principal & Interest
- $4,086
- Property tax (1.25%)
- $770
- Homeowners insurance
- $300
- Mortgage insurance
- $277
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Fernando home with as little as 3.5% down using an FHA loan — roughly $25,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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