1324 Portola Avenue
Torrance, CA, 90501
$1,149,000
MLS: SB26120205
Beds
3
Baths
3
Sq Ft
1,873
Lot
0.13 ac
Year Built
1990
MLS #
SB26120205
Days on Market
7
Listed
Jun 4, 2026
Description
Step into a home where modern comfort meets the effortless charm of Old Torrance. This beautifully updated residence welcomes you with an airy, open layout defined by soaring high ceilings and brand-new LVP flooring that flows seamlessly through every room. Don't let the townhouse label fool you — this home lives like a single-family residence, and there are zero HOA dues. The heart of the home is a sun-drenched family room anchored by a cozy fireplace—the perfect spot to unwind after a long day. Whether you’re hosting a dinner party or enjoying a quiet morning coffee, the updated kitchen ensure the space feels fresh and contemporary. In the primary suite, luxury takes center stage; the bathroom serves as a private retreat with double vanities and a deep soaking tub designed for relaxation. Outside, the low-maintenance yard offers a private escape without the weekend chores, giving you more time to enjoy everything this incredible location has to offer. The lifestyle here is hard to beat. You’re just a short, breezy stroll away from the local boutiques, coffee shops, and celebrated dining of Historic Old Torrance. Families will appreciate being within the boundaries of award-winning schools, while commuters have easy access to the freeway. Best of all? You’re only a few miles from the sand and surf, making beach days a regular part of your routine. You’ll also love the deep sense of community here; the yearly Portola 4th of July block party is a local favorite and a wonderful time to connect with your neighbors over music and food. This is the perfect blend of style, convenience, and genuine South Bay living.
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Pamela Punzalan · Compass
Payment estimate
$8,478
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $114,900 · Loan: $1,034,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,550
- Property tax (1.25%)
- $1,197
- Homeowners insurance
- $300
- Mortgage insurance
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $40,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90501 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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