ActiveSingleFamilyResidence

13288 13288 Choco Road

Apple Valley, CA, 92308

1 / 47View all 47 photos

$522,000

MLS: CV25222615

Beds

3

Baths

2

Sq Ft

1,758

Lot

0.83 ac

Year Built

1978

MLS #

CV25222615

Days on Market

96

Listed

Oct 13, 2025

Description

PRICE REDUCED. Welcome to 13288 Choco Rd. located on a quiet street. in a prestigious Apple Valley neighborhood. It features 3 bedrooms and 2 baths, spacious kitchen and formal dining room, living room has a large fireplace also a family room is very cozy, it also comes with a 2-car attached garage. With a beautiful patio and swimming pool with almost an acre of land with room for all your toys. it is a must see. Close to churches, shopping centers. This is a great home to start a family or for a large family with plenty of room for everything. It is an entertainer's dream. Do not miss out on this great home with a very motivated seller. Hurry it will not last.

Location

Apple Valley, San Bernardino County, CA 92308

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Listed by: Maria De Lou Aleman · CALIFORNIA PRIME REAL ESTATE

Payment estimate

$3,926

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $52,200 · Loan: $469,800

%
Principal & Interest
$2,887
Property tax (1.25%)
$544
Homeowners insurance
$300
Mortgage insurance
$196
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $18,270 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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