Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

13324 Luna Road

Victorville, CA, 92392

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$499,000

MLS: CV26052349

Beds

4

Baths

2

Sq Ft

1,681

Lot

0.16 ac

Year Built

2007

MLS #

CV26052349

Days on Market

39

Listed

Mar 12, 2026

Description

Pristine Pride of Ownership Turn-Key Single-Level Victorville Home! Welcome to 13324 Luna Road, this immaculate 4-bedroom, 2-bathroom home has been meticulously cared for by the original owner and shows true pride of ownership throughout. This property was a model home purchased with all the bells & whistles in 2007. The spacious floor plan features a living room with dining area and a separate family room with fireplace that opens to the kitchen, creating an inviting space for everyday living and entertaining. The fourth bedroom has been thoughtfully converted into a dedicated movie room complete with its own dry bar with fridge, perfect for movie nights or hosting guests. The kitchen offers a breakfast counter/bar, walk-in pantry, and appliances including a dishwasher, free-standing range, microwave, and refrigerator. The large primary suite features an ensuite full bathroom and sliding glass doors that open to the covered patio and backyard, creating a seamless indoor-outdoor living experience. Situated on a 7,050 sq ft lot, the backyard offers plenty of space for family BBQs, entertaining, or relaxing outdoors. The rear side yard provides potential RV access, offering flexibility for additional vehicle or recreational storage. Additional features include dual-pane windows, recessed lighting, central A/C, and a finished garage with durable epoxy flooring. The property is being offered fully furnished, presenting a rare turn-key opportunity — just bring your suitcase! Conveniently located close to shopping, dining, schools, and commuter routes, this home offers beauty, comfort, and functionality with the added benefit of NO HOA.

Location

Victorville, San Bernardino County, CA 92392

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Listed by: THE MARK AND AL TEAM · CENTURY 21 MASTERS

Payment estimate

$3,766

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100

%
Principal & Interest
$2,759
Property tax (1.25%)
$520
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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