PendingSingleFamilyResidence

13378 Mountain

Hesperia, CA, 92344

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$448,000

MLS: HD26056268

Beds

4

Baths

2

Sq Ft

2,023

Lot

0.23 ac

Year Built

1989

MLS #

HD26056268

Days on Market

8

Listed

Mar 20, 2026

Description

Where Game Nights, BBQs, and Everyday Living Fit Perfectly. Life is a little easier when the house actually fits the way you live. This spacious single-story home sits on a corner lot in a fantastic commuter-friendly location close to shopping, restaurants, and the new Kaiser medical center. The thoughtful floor plan gives everyone room to spread out with four generously sized bedrooms and multiple living spaces, including a formal living room, a separate family room with fireplace for cozy evenings, a dining room ready for holidays and gatherings, and a kitchen with a breakfast nook that’s perfect for morning coffee or keeping an eye on homework while dinner is cooking. Out back, the pool-sized yard with newer vinyl fencing is a blank canvas for backyard barbecues, a future pool, pets that need room to roam, or simply relaxing under the evening sky. With a two-car garage, nearby parks and community center, and easy freeway access, this home blends space, comfort, and everyday convenience in a way that just makes sense.

Location

Hesperia, San Bernardino County, CA 92344

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Listed by: James Conlon · RE/MAX FREEDOM

Payment estimate

$3,412

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $44,800 · Loan: $403,200

%
Principal & Interest
$2,477
Property tax (1.25%)
$467
Homeowners insurance
$300
Mortgage insurance
$168
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $15,680 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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