Under ContractSingleFamilyResidence

1338 Golden Coast

Rowland Heights, CA, 91748

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$1,990,000

MLS: OC26049836

Beds

6

Baths

6

Sq Ft

3,793

Lot

0.14 ac

Year Built

1999

MLS #

OC26049836

Days on Market

28

Listed

Mar 6, 2026

Description

This exceptional residence makes a stunning first impression the moment you step inside. Beautifully presented with model-home quality interiors, the home features refined design, cohesive styling, and meticulous maintenance throughout. Every space has been thoughtfully arranged to create an elegant, comfortable, and sophisticated living environment. A truly rare offering, the home is sold with the entire furniture package included in the purchase price, allowing the next owner to move in with ease. The furnishings and décor complement the home’s design, preserving the polished look and feel of a professionally styled model residence. The property is also equipped with a fully integrated smart home system, including smart lighting, automated window coverings, whole-house music, an integrated security system, and centralized smart controls, bringing modern convenience and comfort to everyday living. The spacious floor plan offers 6 bedrooms and 5.5 bathrooms, ideal for both daily living and multi-generational needs. A bedroom suite on the main level provides flexibility for guests or extended family. Upstairs features a spacious primary suite, additional bedrooms, and an open loft area perfect for a family lounge, home office, or study space. Bright open living and dining areas are filled with natural light, while the kitchen flows seamlessly into the main living spaces, creating an ideal setting for both everyday living and entertaining. Located within the gated Waterfall Estates community in Rowland Heights, residents enjoy privacy, security, and a peaceful residential environment while remaining conveniently close to shopping centers, restaurants, and daily amenities. With model home quality interiors, furniture included, a fully integrated smart home system, and the security of a gated community, this property presents a rare turnkey opportunity in Rowland Heights.

Location

Rowland Heights, Los Angeles County, CA 91748

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Listed by: Ying Wang · Universal Elite Inc.

Payment estimate

$14,123

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $199,000 · Loan: $1,791,000

%
Principal & Interest
$11,004
Property tax (1.25%)
$2,073
Homeowners insurance
$300
Mortgage insurance
$746
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rowland Heights home with as little as 3.5% down using an FHA loan — roughly $69,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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