134 N American Street
Ridgecrest, CA, 93555
$300,000
MLS: HD25116936
Beds
4
Baths
2
Sq Ft
1,916
Lot
0.17 ac
Year Built
1985
MLS #
HD25116936
Days on Market
309
Listed
May 27, 2025
Description
This charming single-story home in Ridgecrest, CA, has updates and a prime location close to all amenities. The interior features fresh paint and updated countertops, providing a stylish and functional living space. The open floor plan enhances the home's spacious feel, while the private backyard with a covered patio offers a perfect spot for relaxation. With its proximity to shopping, dining, and entertainment options, this home combines comfort and convenience in a desirable neighborhood. Seller credit available for interest rate buy-down!
Location
Ridgecrest, Kern County, CA 93555
Open on Google Maps ↗Listed by: Merriel Corpus McCallum · RE/MAX FREEDOM
Payment estimate
$2,321
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $270,000
- Principal & Interest
- $1,659
- Property tax (1%)
- $250
- Homeowners insurance
- $300
- Mortgage insurance
- $113
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ridgecrest home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ridgecrest, CA 93555 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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