13440 1/2 Village Drive
Cerritos, CA, 90703
(No pictures available yet)
$579,000
MLS: RS26087491
Beds
2
Baths
2
Sq Ft
853
Lot
0.15 ac
Year Built
1970
MLS #
RS26087491
Days on Market
19
Listed
Apr 23, 2026
Description
Welcome to 13440 1/2 Village Drive, a charming move-in ready condo in the sought-after Carmenita Village community of Cerritos. This two-story residence offers an affordable entry into a city celebrated for its top-tier schools, pristine parks, and exceptional municipal services. The home features two bedrooms and one and a half bathrooms, with a thoughtful layout perfect for both quiet relaxation and hosting guests. Thanks to its east-facing orientation, the interior is bathed in natural light, while the main living space opens directly onto a private backyard patio—your own secluded outdoor retreat. Modern comforts include central HVAC and energy-efficient dual-pane windows. Practicality is a highlight here, with assigned carport parking (including a tandem space), a locked storage cabinet, and an additional oversized storage closet. Residents also benefit from a gated community pool and a shared laundry facility used by only four units. To simplify your lifestyle, the HOA covers water, trash, and insurance. Located in the prestigious ABC Unified School District, this property provides access to Gonsalves Elementary, Carmenita Middle, and Cerritos High, with the chance to test into the nationally acclaimed Whitney High School. Surrounded by local dining, shopping, and easy commuter routes, this home represents a rare opportunity for first-time buyers or investors to secure a footprint in a high-demand, stable community
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Keith Koss · Keller Williams Coastal Prop
Payment estimate
$4,417
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,900 · Loan: $521,100
- Principal & Interest
- $3,297
- Property tax (1.25%)
- $603
- Homeowners insurance
- $300
- Mortgage insurance
- $217
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $20,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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