ActiveSingleFamilyResidence

13445 Anchor

Victorville, CA, 92395

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$948,888

MLS: IG26080660

Beds

4

Baths

4

Sq Ft

2,944

Lot

0.17 ac

Year Built

1985

MLS #

IG26080660

Days on Market

3

Listed

Apr 16, 2026

Description

WATER FRONT l RECENTLY REMODELED l DOWNSTAIRS BEDROOM l OVERSIZED 3 CAR GARAGE l RV PARKING l LOW TAX l LOW HOA l Experience refined waterfront living in the prestigious Spring Valley Lake community, where elegance meets resort-style lifestyle. This beautifully remodeled lakefront residence offers sweeping water views, a private dock, and a rare blend of sophistication and comfort. Designed with both luxury and functionality in mind, the home features 4 bedrooms, including a desirable main-level bedroom, 3 full bathrooms, and a powder room. From the moment you enter, you’re greeted by soaring ceilings, abundant natural light, and custom crown molding throughout, complemented by fresh designer paint, rich hardwood flooring, and premium tile finishes. At the heart of the home is a chef’s kitchen outfitted with high-end Thermador appliances, granite countertops, a generous center island, and custom cabinetry perfect for entertaining or everyday living. Expansive windows and sliding doors frame breathtaking lake views, seamlessly connecting indoor and outdoor spaces. The primary suite is a private retreat, offering tranquil water views, a spa-inspired bathroom, and ample closet space. Step outside to your own waterfront oasis featuring a patio and private boat dock, ideal for enjoying sunsets and lakeside living. Additional highlights include owned/financed solar for energy efficiency, a three-car garage with sleek epoxy flooring, and dedicated RV parking with direct access, a rare convenience for luxury lakefront properties. Enjoy exclusive access to Spring Valley Lake amenities including boating, fishing, golf, parks, and 24-hour security, delivering a lifestyle that feels like a year-round vacation. This is a rare opportunity to own a turnkey waterfront estate in one of Victorville’s most sought-after communities. A must See!

Location

Victorville, San Bernardino County, CA 92395

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Listed by: Ran Cho · New Star Realty

Payment estimate

$6,891

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $94,889 · Loan: $853,999

%
Principal & Interest
$5,247
Property tax (1.25%)
$988
Homeowners insurance
$300
Mortgage insurance
$356
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $33,211 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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