Under ContractSingleFamilyResidence

13507 Elgers

Cerritos, CA, 90703

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$1,525,000

MLS: PW26074654

Beds

5

Baths

4

Sq Ft

2,280

Lot

0.11 ac

Year Built

1968

MLS #

PW26074654

Days on Market

8

Listed

Apr 9, 2026

Description

Welcome to a home where serenity meets classic comfort. Step into a residence that radiates a true pride of ownership. As you enter the foyer, you are greeted by soaring vaulted ceilings that showcase the home’s spacious open layout. The formal living room is bathed in natural light, thanks to a charming bay window and a perfectly placed skylight, offering a bright and airy space to welcome your guests. Following the open flow, you’ll find a kitchen that has been lovingly preserved and meticulously maintained in its original state. It features warm oak cabinetry that has been freshly varnished and durable ivory ceramic tile for countertops and flooring. This functional space remains true to its authentic design, offering a practical layout that opens directly into the family room, with a cozy dining area conveniently located to the side. A key highlight is the thoughtful downstairs in-law floorplan, which includes a private Master Suite and a second well-sized bedroom with a full bath, providing exceptional comfort for extended family or guests. Upstairs, the privacy continues with a second Master Suite, complete with its own private bathroom. Two more bright and comfortable bedrooms and another full bathroom complete the upper level, offering plenty of room for a growing family. From the main-level family room, double doors lead you to a cozy backyard where a variety of fruit trees offer a touch of nature’s charm. This comfortable outdoor space is perfect for family BBQs and provides a peaceful retreat for relaxation and gatherings. Boasting a total of 5 bedrooms and 4 bathrooms in the prestigious ABC School District in Cerritos, this meticulously cared-for home is a rare find that combines a premier location with exceptional living space.

Location

Cerritos, Los Angeles County, CA 90703

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Listed by: Michelle Kwon · Coldwell Banker Best Realty

Payment estimate

$10,893

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $152,500 · Loan: $1,372,500

%
Principal & Interest
$8,433
Property tax (1.25%)
$1,589
Homeowners insurance
$300
Mortgage insurance
$572
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $53,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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