$2,249,000
MLS: SR26128902
Beds
5
Baths
6
Sq Ft
5,106
Lot
0.44 ac
Year Built
2005
MLS #
SR26128902
Days on Market
4
Listed
Jun 12, 2026
Description
Set behind the gates of the prestigious **Oak Tree Downs** community in Chino Hills, this exceptional estate offers an extraordinary blend of luxury, privacy, and lifestyle in one of the area’s most sought-after neighborhoods. From the moment you arrive, the home makes an unforgettable first impression with **stunning curb appeal**, showcasing a grand exterior presence, mature landscaping, and architectural character that immediately sets the tone for what awaits inside. The thoughtfully designed floorplan offers expansive living spaces, generously appointed bedrooms, and beautifully designed bathrooms, creating an ideal setting for both comfortable everyday living and effortless entertaining. What truly sets this property apart is the lifestyle that surrounds it. Oak Tree Downs is an exclusive gated enclave known for its estate-style homes, privacy, and peaceful setting, all while being ideally positioned near **Western Hills Country Club**, offering premier golf and country club amenities just moments away. For those who appreciate an active outdoor lifestyle, the home is also conveniently located near **Canyon Hills Stables**, providing access to one of the area’s most desirable equestrian settings and adding another layer of uniqueness to this exceptional location. A rare opportunity to own a remarkable home in a community where luxury, privacy, golf, and equestrian living come together in one exceptional setting.
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: Nathan Butcher · eXp Realty of California Inc.
Payment estimate
$16,556
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $224,900 · Loan: $2,024,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $12,820
- Property tax (1.25%)
- $2,343
- Homeowners insurance
- $300
- Mortgage insurance
- $843
- HOA dues
- $250
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $78,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino Hills, CA 91709 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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