1370 Oak Street
Redlands, CA, 92373
$895,000
MLS: OC26032367
Beds
4
Baths
4
Sq Ft
2,232
Lot
0.23 ac
Year Built
1988
MLS #
OC26032367
Days on Market
57
Listed
Feb 21, 2026
Description
Welcome to 1370 Oak Street, a beautiful split-level home in highly desirable South Redlands neighborhood. Featuring 3 bedrooms and 2.5 bathrooms on the main level, this home offers comfort, style and a spacious layout ideal for everyday living and entertaining. A standout feature is the finished basement (not included in the home's square footage), offering versatile space that can function as a separate residence, guest quarters, home office, or potential rental opportunity. On the basement level is a huge laundry room, office/den, bathroom and bedroom which all lead out to the backyard area. Step outside to a generous backyard featuring mature fruit trees and a covered outdoor kitchen - perfect for year-round entertaining and outdoor dining. There's also ample room for gardening, play, or even adding a future pool. Ideally located just minutes from historic downtown Redlands, Redlands Country Club, top-rated schools, and leading hospitals, this home blends convenience with the charm of a peaceful neighborhood. Don't miss the opportunity to make this charming house into your home.
Location
Redlands, San Bernardino County, CA 92373
Open on Google Maps ↗Listed by: Ashley Meddock · Coldwell Banker Realty
Payment estimate
$6,517
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,500 · Loan: $805,500
- Principal & Interest
- $4,949
- Property tax (1.25%)
- $932
- Homeowners insurance
- $300
- Mortgage insurance
- $336
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Redlands home with as little as 3.5% down using an FHA loan — roughly $31,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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