Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

13781 Breeders Cup

Rancho Cucamonga, CA, 91739

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$2,169,999

MLS: OC26058954

Beds

6

Baths

7

Sq Ft

5,599

Lot

0.37 ac

Year Built

2006

MLS #

OC26058954

Days on Market

12

Listed

Mar 19, 2026

Description

Welcome to 13781 Breeders Cup, a remarkable 5,599 sq. ft. custom estate in the prestigious Ironwood Estates, located in the highly sought-after Etiwanda premier neighborhood. This 6-bedroom, 6.5-bathroom home includes a spacious loft that has been converted into a movie theater room also a dedicated office with potential for a 7th bedroom (buyer to verify), ideal for multigenerational living, remote work, or growing households. House is equipped with a full surround sound system throughout the entire house. Designed for luxury and functionality, the home features original kitchen cabinetry with deep slow-close drawers, a gourmet kitchen with Thermador appliances, double oven, 6-burner stove with pot-filling faucet, and walk-in/butler’s pantry, making it a chef’s dream. Additional highlights include dual staircases, multiple fireplaces, game/hobby room, and a guest suite perfect for in-laws or visitors. Modern upgrades include a central vacuum system and Tesla solar panels with battery storage. Step outside to your private resort-style backyard, designed for entertaining and everyday enjoyment. Enjoy a stunning pool with slide and approximately 9-foot-deep diving area, built-in BBQ with serving area for four, two outdoor fireplaces to keep guests warm in winter, a basketball hoop, and a private golf practice area. Take in sweeping views of city lights to the south and surrounding mountains from your private balcony to the North. This original-owner, turn-key estate is a rare opportunity to combine space, style, and lifestyle in one of Rancho Cucamonga’s premier locations.

Location

Rancho Cucamonga, San Bernardino County, CA 91739

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Listed by: Manuel De La Herran · De La Herran Real Estate

Payment estimate

$15,374

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $217,000 · Loan: $1,952,999

%
Principal & Interest
$12,000
Property tax (1.25%)
$2,260
Homeowners insurance
$300
Mortgage insurance
$814
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $75,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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