138 S Fernwood
West Covina, CA, 91791
$798,000
MLS: TR26048841
Beds
3
Baths
2
Sq Ft
1,547
Lot
0.17 ac
Year Built
1953
MLS #
TR26048841
Days on Market
11
Listed
Mar 6, 2026
Description
Welcome to this POOL home with ADU potential in West Covina!!! Located in a Cul-de-sac at a prime location. This 3 bedrooms, 2 bath home features a bonus room that can be a fourth bedroom, an office, a game room or a home gym. This home also features a BRAND-NEW ROOF, a brand new water heater, a den that opens up to the backyard, a dedicated laundry room, 2 car garage with a side door and window ready to be converted into a guest house, an in-law suite or a rental ADU. The long driveway can fit 5 cars extends to the 2-car garage. The roof has been completely replaced not just laying new over old ones! This property represents a unique opportunity in the current market, submit an offer while you can!
Location
West Covina, Los Angeles County, CA 91791
Open on Google Maps ↗Listed by: Florrie Santos · Dynasty Real Estate
Payment estimate
$5,843
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,800 · Loan: $718,200
- Principal & Interest
- $4,413
- Property tax (1.25%)
- $831
- Homeowners insurance
- $300
- Mortgage insurance
- $299
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this West Covina home with as little as 3.5% down using an FHA loan — roughly $27,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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