1380 W 7th
San Bernardino, CA, 92411
$445,000
MLS: OC26077425
Beds
3
Baths
2
Sq Ft
1,396
Lot
0.15 ac
Year Built
1992
MLS #
OC26077425
Days on Market
7
Listed
Apr 10, 2026
Description
Great opportunity in San Bernardino with strong upside potential for both owner-occupants and investors! This property features a functional floor plan with well-proportioned living spaces, ample natural light, and a generously sized lot offering flexibility for outdoor use, expansion, or future value-add improvements (buyer to verify). The home presents a solid foundation for customization, making it ideal for buyers looking to add personal touches or investors seeking a value-add asset in a market with consistent rental demand. Conveniently located near schools, shopping, dining, and major freeways, providing easy access to local amenities and commuter routes. Property currently has vacant property security measures in place; seller will remove and complete any necessary repairs post due diligence, ensuring a smooth transition for the buyer.
Location
San Bernardino, San Bernardino County, CA 92411
Open on Google Maps ↗Listed by: Benjamin Hitchins · Mainstay Brokerage Inc.
Payment estimate
$3,391
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,500 · Loan: $400,500
- Principal & Interest
- $2,461
- Property tax (1.25%)
- $464
- Homeowners insurance
- $300
- Mortgage insurance
- $167
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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