Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

13819 Visions

La Mirada, CA, 90638

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$1,098,000

MLS: PW26049283

Beds

4

Baths

3

Sq Ft

1,956

Lot

0.07 ac

Year Built

1999

MLS #

PW26049283

Days on Market

23

Listed

Mar 12, 2026

Description

4 bedrooms and 2.5 baths two story home located in a desirable gated community of Somerset. Step inside to an inviting floor plan filled with natural light, high ceilings, and a warm, welcoming atmosphere. The living room with a cozy fireplace opens up into the spacious family room. The master bedroom with vaulted ceiling, master bathroom with dual sinks, separate bath tub & shower and walk-in closet. Additional bedrooms provide flexibility for guests, a home office, or growing households. Convenient upstairs individual laundry room. Two car attached garage with direct access and long generous driveway for extra parking. Low maintenance private backyard. Community amenities include pool, spa and playground. Nearby shopping centers, markets, golf courses, fitness center, restaurants and many more.

Location

La Mirada, Los Angeles County, CA 90638

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Listed by: Joanne Kim · Redpoint Realty

Payment estimate

$7,927

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $109,800 · Loan: $988,200

%
Principal & Interest
$6,072
Property tax (1.25%)
$1,144
Homeowners insurance
$300
Mortgage insurance
$412
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this La Mirada home with as little as 3.5% down using an FHA loan — roughly $38,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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