13904 Hidden Valley Road
Victorville, CA, 92395
$420,000
MLS: OC26065884
Beds
2
Baths
2
Sq Ft
1,201
Lot
0.18 ac
Year Built
1985
MLS #
OC26065884
Days on Market
8
Listed
Apr 10, 2026
Description
Be sure to check out the VIRTUAL 3D TOUR!! This is a beautifully upgraded, move-in-ready home located in the highly desirable Spring Valley Lake community! This charming 2-bedroom, 2-bathroom residence has been meticulously maintained and thoughtfully updated throughout. Recent improvements include hand-textured ceilings, fresh interior and exterior paint, luxury vinyl plank flooring, and new carpet in the bedrooms. Additional upgrades such as ceiling fans, new bathroom tiolets, updated kitchen cabinetry (2008), and solid granite countertops in both the kitchen and bathrooms add style and functionality. The home also features enhanced efficiency with new HVAC ducting and durable 2x6 construction for superior insulation. Step outside to a spacious backyard designed for both relaxation and entertaining, complete with a covered patio, gas hookup for a BBQ, and newer vinyl fencing for added privacy. The finished two-car garage offers added convenience with drywall and sleek epoxy flooring—perfect for storage, hobbies, or a clean workspace. As part of the Spring Valley Lake community, residents enjoy access to an impressive array of amenities, including a 200-acre private lake with marina, beach and swimming area, fishing spots, parks, an equestrian center, and a private country club. The community also features 24/7 security patrol and surveillance for peace of mind. Don’t miss this incredible opportunity to own a turnkey home in one of the High Desert’s most sought-after neighborhoods. Come experience the lifestyle you’ve been dreaming of! To learn more about Spring Valley Lake please go to http://svla.com/
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Brad Petersen · Pay It Forward Realty
Payment estimate
$3,217
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,000 · Loan: $378,000
- Principal & Interest
- $2,322
- Property tax (1.25%)
- $438
- Homeowners insurance
- $300
- Mortgage insurance
- $158
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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