$2,988,880
MLS: CV26077995
Beds
5
Baths
6
Sq Ft
5,208
Lot
0.44 ac
Year Built
2000
MLS #
CV26077995
Days on Market
7
Listed
Apr 25, 2026
Description
Welcome to an exceptional luxury residence located in the highly sought-after Payne Ranch gated community of Chino Hills. Situated on a quiet cul-de-sac, this expansive estate offers approximately 5,208 square feet of living space on an impressive 19,000 sq ft lot, delivering the perfect blend of elegance, comfort, and outdoor living. From the moment you enter, you’ll be captivated by the gorgeous hand-scraped distressed French oak flooring and thoughtfully designed open-concept layout. The heart of the home is a chef’s dream kitchen, featuring honed marble countertops with full backsplash, a massive center island with seating for 8–10, a secondary prep island, and top-of-the-line appliances including a Viking range, range hood, warming shelf, Sub-Zero built-in refrigeration, and beverage fridge. The kitchen flows seamlessly into the spacious family room, complete with a built-in entertainment center—ideal for everyday living and hosting. This home offers 5 spacious bedrooms and 5.5 bathrooms, including a convenient downstairs bedroom or bonus room with its own private bath, perfect for guests or multi-generational living. A dedicated office with French doors provides a quiet workspace, while the home’s four fireplaces, including one in the luxurious primary suite, add warmth and sophistication throughout. The primary suite also features a large walk-in closet and a relaxing retreat-like atmosphere. Step outside to your own private resort. The expansive backyard is designed for entertaining, featuring a sparkling pool and spa, fire pit, and a fully equipped outdoor kitchen with a large island, built-in grill, and ample seating. A covered patio offers shade and comfort, making it perfect for year-round enjoyment. The lot is mostly usable, providing both privacy and flexibility for outdoor activities. Additional highlights include a 4-car garage, an oversized driveway with potential RV parking, and a location within an excellent school district, close to premier shopping, dining, and entertainment. This is a rare opportunity to own a truly remarkable home in one of Chino Hills’ most prestigious communities—where luxury, space, and lifestyle come together seamlessly.
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: Paul Grino · FIRST CHOICE REALTY SOLUTIONS
Payment estimate
$21,555
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $298,888 · Loan: $2,689,992
- Principal & Interest
- $17,020
- Property tax (1.25%)
- $3,113
- Homeowners insurance
- $300
- Mortgage insurance
- $1,121
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $104,611 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino Hills, CA 91709 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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