Under ContractCondominium

1401 Lomita 302

Harbor City, CA, 90710

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$575,000

MLS: SB25234534

Beds

3

Baths

2

Sq Ft

1,070

Lot

0.68 ac

Year Built

2010

MLS #

SB25234534

Days on Market

181

Listed

Oct 8, 2025

Description

Welcome to this bright and spacious 3-bedroom, 2-bathroom condo in a very well-maintained 2010-built, gated condo community—the perfect blend of comfort, style, and convenience. This top-story unit enjoys abundant natural light throughout. The home features an open-concept living and dining area, perfect for entertaining or relaxing at home. The updated kitchen includes sleek countertops, newer appliances, and ample cabinet space. Each bedroom is generously sized, with large closets providing plenty of storage. The home is truly move-in ready and even includes an in-unit washer and dryer, central AC and heating, and a new water heater (2024). Enjoy peace of mind in this secure building offering two tandem parking spaces, plenty of guest parking, and access to a BBQ area and a recreation room for gatherings or events. The community is pet-friendly and well-kept, offering a low-maintenance lifestyle. Located adjacent to a beautiful local park with frequent community events, this condo offers the perfect balance of neighborhood charm and city convenience. You’ll love the proximity to shopping, restaurants, and quick freeway access to the 110. Your turnkey condo is ready for you.

Location

Harbor City, Los Angeles County, CA 90710

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Listed by: Kristen Mussenden · Buckingham Investments, Inc

Payment estimate

$4,294

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $57,500 · Loan: $517,500

%
Principal & Interest
$3,180
Property tax (1.25%)
$599
Homeowners insurance
$300
Mortgage insurance
$216
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Harbor City home with as little as 3.5% down using an FHA loan — roughly $20,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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