1403 W Santa Cruz
San Pedro, CA, 90732
$999,999
MLS: PW25263578
Beds
3
Baths
3
Sq Ft
2,295
Lot
0.06 ac
Year Built
1990
MLS #
PW25263578
Days on Market
135
Listed
Nov 20, 2025
Description
Congratulations, you have found the lowest priced SFR per sq/ft in San Pedro with NO HOA...Welcome to this charming 3 bed and 3 bath home in the wonderful family-oriented Holy Trinity neighborhood of San Pedro. Halloween and Christmas in this neighborhood are always a blast! This low-maintenance house has had some very fine recent upgrades that are sure to impress. A fresh coat of interior paint blends perfectly with the new carpet and laminate wood floor; The large living room is big enough for family gatherings and shares a fireplace with the dining room; The kitchen has new quartz countertops, subway tile backsplash, stainless steel appliances and a cozy breakfast bar, and plenty of pantry storage; There is 1 half-bathroom downstairs, and garage and laundry access. Upstairs you will find The large main bedroom with a private balcony, multiple closets including a walk-in, and a newly remodeled bathroom featuring a dual sink with Shaker style vanity, Quartz counter top, large soaking tub and a separate enclosed shower; Down the hall there is a second bedroom and a large full bathroom with a shower/tub enclosure, then continue on to the final bedroom which is HUGE and features plenty of closet space and an additional private balcony. Additionally the home is cooled by a mini-split ductless system, ensuring the perfect temperature for every room. There is also a tankless water heater, so you'll never run out of hot water. This neighborhood is very lively and family oriented, and is just steps away from schools, hospitals, major shopping, restaurants, parks, transit, and just the right distance from the freeway; Don't miss your opportunity to see this home and everything the surrounding area has to offer. Put your offer in today!
Location
San Pedro, Los Angeles County, CA 90732
Open on Google Maps ↗Listed by: Joseph De Long · Keller Williams Realty
Payment estimate
$7,246
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $100,000 · Loan: $899,999
- Principal & Interest
- $5,530
- Property tax (1.25%)
- $1,042
- Homeowners insurance
- $300
- Mortgage insurance
- $375
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $35,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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