1410 W 20th
Long Beach, CA, 90810
$549,900
MLS: PW26032590
Beds
2
Baths
1
Sq Ft
740
Lot
0.07 ac
Year Built
1950
MLS #
PW26032590
Days on Market
62
Listed
Feb 12, 2026
Description
Welcome to Long Beach! This charming 2 bedroom home is a fantastic opportunity for first time buyers to stop renting and start owning. Located in a wonderful neighborhood, you are just blocks away from Admiral Kidd Park and a short walk to Cabrillo High and Garfield Elementary. The home features a bright and comfortable layout that makes great use of space. Outside, enjoy your own private backyard perfect for family gatherings, plus the convenience of an attached garage. This is a true starter home where you can put down roots without the hassle of renting. Come see why this is the perfect place to start your next chapter!
Location
Long Beach, Los Angeles County, CA 90810
Open on Google Maps ↗Listed by: Oscar Carlos · Real Brokerage Technologies
Payment estimate
$4,120
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,990 · Loan: $494,910
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $19,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Long Beach, CA 90810 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.