14109 Harborough Drive
Bakersfield, CA, 93311
$515,000
MLS: V1-35529
Beds
3
Baths
2
Sq Ft
1,616
Lot
0.12 ac
Year Built
2019
MLS #
V1-35529
Days on Market
14
Listed
Apr 1, 2026
Description
This well-maintained 3 bedroom, 2 bathroom home located in the gated Highgate Regents 55+ community offers a functional open floorplan with wood-look tile flooring throughout the main living areas. The kitchen features quartz countertops, stainless steel appliances, white cabinetry, and a large island overlooking the living and dining spaces. Enjoy a fireplace and abundant natural light in the family room, and a dining area which opens to a covered patio for easy indoor-outdoor living. Inside the primary suite, you will appreciate the spacious layout, dual vanities, soaking tub, walk-in shower, and a walk-in closet. Additional features include plantation shutters, an indoor laundry room, and a low-maintenance backyard with mature landscaping. Live in luxury with the resort-style amenities at the lively Highgate Regents at Seven Oaks active-adult 55+ community, including parks, pool, clubhouse, and recreation areas.
Location
Bakersfield, Kern County, CA 93311
Open on Google Maps ↗Listed by: William Gordon · Watson Realty
Payment estimate
$3,877
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,500 · Loan: $463,500
- Principal & Interest
- $2,848
- Property tax (1.25%)
- $536
- Homeowners insurance
- $300
- Mortgage insurance
- $193
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $18,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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