1420 Bernina Drive
Pine Mountain Club, CA, 93222
$434,000
MLS: SR26017490
Beds
3
Baths
2
Sq Ft
2,005
Lot
0.38 ac
Year Built
1973
MLS #
SR26017490
Days on Market
81
Listed
Jan 24, 2026
Description
Updated, fully furnished PMC chalet — sweeping mountain views, national forest at your back door, proven Airbnb income, and reduced $100,000+ to make this the best value in the pines. --- If you want a cabin where neighbors can see your deck, where road noise drifts through the trees, where the weekend crowd feels close — there are plenty of those in Pine Mountain Club. This isn't one of them. This is the private drive through the pines. The chalet that appears only when you reach it. One neighbor. Los Padres National Forest at your back door. No road noise. Just mountain views, open sky, towering trees, and the kind of quiet that reminds you what silence actually sounds like. The driveway is long by design — it's what creates the separation. There's no garage, and for the buyer this home is meant for, that's a reasonable trade for what sits at the end of that drive. Arrive and immediately feel the difference. This is the feeling people leave Los Angeles to find, and rarely do. And when they find it — with the right people, around a fire, on a deck overlooking the forest — it turns into exactly the kind of place families and friends come back to, year after year. The great room earns its name: two-story windows pull the mountain views and forest canopy directly into the living space — bamboo floors, soaring ceilings, a wood-burning fireplace. Step outside to the generous deck and you're in it: open sky, pines, and the quiet that makes it hard to leave. The kitchen is fully equipped — solid wood cabinetry, granite countertops, stainless appliances, breakfast bar. Both bathrooms fully renovated with premium finishes. Fully furnished and stocked. Proven Airbnb track record. Arrive and start living. Floor plan: bedroom + full laundry on lower level · 2 bedrooms on main · large family and game loft upstairs. PMC amenities: Olympic heated pool & spa · USGA 9-hole golf · Tennis & pickleball · Equestrian center · Fern's Lake fishing · Dog park · Campground · Archery range · Clubhouse dining & events · 24/7 security · HOA street maintenance & snow removal · Enchanted Forest Trailhead — 5 minutes on foot. Four seasons. One neighbor. Two million acres of national forest at your back door. Ninety minutes from Los Angeles. Priced over $100,000 below where this started — for the buyer who already knows this is exactly what they've been looking for.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Drew Rankel · Beverly Glen Homes
Payment estimate
$3,315
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,400 · Loan: $390,600
- Principal & Interest
- $2,400
- Property tax (1.25%)
- $452
- Homeowners insurance
- $300
- Mortgage insurance
- $163
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $15,190 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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