ActiveSingleFamilyResidence

14344 Central Road

Apple Valley, CA, 92307

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$489,000

MLS: HD26041033

Beds

4

Baths

2

Sq Ft

2,036

Lot

1.23 ac

Year Built

1939

MLS #

HD26041033

Days on Market

34

Listed

Feb 25, 2026

Description

DESERT MODERN meets 1.25 ACRES of opportunity. This FULLY REMODELED 4-Bed, 2-Bath home showcases an OPEN, AIRY FLOOR PLAN with NEW WINDOWS, UPDATED FLOORING, and a stunning STATEMENT FIREPLACE with custom detailing, plus a SECOND FIREPLACE for added ambiance. The DESIGNER KITCHEN features new sleek cabinetry, new STAINLESS STEEL APPLIANCES, a spacious ISLAND, and a fun BACKSPLASH that adds the perfect pop of personality & modern edge. Both BATHROOMS are FULLY REMODELED with clean, contemporary finishes. Outside, enjoy endless potential with TWO DETACHED GARAGES ideal for storage, hobbies, or your desert lifestyle. MOVE-IN READY. MODERN and Unique

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Michelle Amato · Real Brokerage Technologies

Payment estimate

$3,697

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $48,900 · Loan: $440,100

%
Principal & Interest
$2,704
Property tax (1.25%)
$509
Homeowners insurance
$300
Mortgage insurance
$183
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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